Digital Goods Payment Processing

Digital Goods Merchant Accounts

Processing solutions for software, memberships, and online products. Instant delivery and high card-not-present volume make digital goods a high-risk vertical — we connect you with processors that understand it.

All Industries

Payment Processing Built for Digital Goods

Software, licenses, and downloadable products often face higher fraud and chargeback scrutiny. We specialize in helping businesses that traditional processors avoid.

  • Solutions for software, SaaS, licenses, and downloads
  • Support for card-not-present sales
  • Chargeback and risk management guidance
  • Transparent pricing disclosed before you process
  • Solutions for U.S.-based businesses

Compliant, Processor-Backed Solutions

Polygon Payments works with established processing partners and acquiring institutions to provide compliant payment solutions based on each merchant's business model and risk profile. Polygon Payments is not a payment processor, bank, or acquirer. All underwriting and approval decisions are made solely by third-party providers.

Apply for Merchant Approval